PSD2 and its impacts on merchants and their customers


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Briefing by Pascal Durdu


Pascal Durdu is Head of Business Strategy & Product Management for Merchant Services.




The PSD2 (Payment Services Directive 2) is likely to bring new account-based payment solutions, acting as alternatives to traditional card-based payment solutions. An account-based payment can be compared to a credit transfer directly initiated by the consumer from his bank account to a merchant bank account. In this context, merchants will be under pressure from their customers to accept account-based payment methods online and in stores.


We interviewed Pascal Durdu about the impacts of the PSD2 on merchants and their business, notably on what merchants will need to do, both on the acceptance and processing sides, in order to be ready to accept this new kind of payment method.





Categories: General, Business Insights


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